Apartment complex and units are managed by Harborlight Community Partners. For 1 person, the maximum income limit to qualify is $41,500.

Our Turtle Woods and Turtle Creek units are located in Beverly, Whipple Riverview Place is in Ipswich, and Pigeon Cove Ledges and Rockport High School Apartments are located in Rockport.

You can call

978-473-7323 for Turtle Creek/Turtle Woods

978-473-7191 for Whipple Riverview

978-473-7286 for Pigeon Cove and Rockport High School Apts. or go to www.harborlightcp.org under elderly housing.

There are no minimum earnings.

Turtle Creek, Turtle Woods and Whipple residents can earn up to 50% of the Area Median Income (AMI) based on the household size. Pigeon Cove/Rockport High School Apts. residents can earn up to 80% of Area Median Income based on household size.

Turtle Creek: 62+, or mobility impaired (benefit from a mobility adapted unit)

Turtle Woods: 62+Whipple Riverview Place: 62+

Pigeon Cove/Rockport High School Apts: 62+ or disabled

Applications are considered by application date and income limit. Preference is to income limits below 30% of area median income

Yes, as well as a credit check.

The waiting list varies from 12 months to 18 months, depending on number of bedrooms and how many people are waiting. Mobility adapted units have a waiting period of at least 5 years.

Harborlight Community Partners continually reviews applications.

Rent is 30% of your adjusted gross income. Rockport High School Apts has 7 units at market rate.

Your rent amount stays the same unless there has been a change in income. All income changes must be reported immediately to the management office.

Turtle Creek, Turtle Woods, Whipple Riverview Place and Pigeon Cove and Rockport High School Apts are project based vouchers.

We offer 1 and 2 bedroom units.

Turtle Creek, Turtle Woods, Whipple Riverview Place and Pigeon Cove are all ADA compliant with mobility adapted units. 10 units at Turtle Creek, 4 units at Turtle Woods, one unit at Whipple Riverview Place and 4 units at Pigeon Cove and Rockport High School Apts.

Board of Health have strict square footage rules. No more than a family of 2 in a one bedroom.

Our elder housing has coin-operated washers and dryers.

1 pet is allowed. Pet may not exceed 25 lbs at maturity.

Visitors cannot stay for more than 14 consecutive days.

"Affordable housing" is a broad term used to describe decent, safe housing which is affordable for individuals who, generally, earn less than 80% of the Area Median Income (AMI).

"Subsidized housing" is a term used to describe housing which is financed in whole or in part with government funding.

"HUD" is the U.S. Department of Housing and Urban Development. HUD is the U.S. government agency responsible for delivering the vast majority of the nation's affordable housing programs.

"Section 8" is a HUD program and “MRVP” is a DHCD program which provide rental payment assistance to qualifying tenants. To make rents affordable, Section 8 pays any rent which exceeds 30% of a tenant’s adjusted monthly income. For example, if your landlord charges $500 per month for rent and you make $1,000 per month, you would pay $300 (30% of your monthly income) and Section 8 would pay $200 (the difference between what you can afford and what your landlord charges). The Section 8 program is overburdened and it is now difficult to get the subsidy. Many people wait for years to receive the subsidy.

The Low Income Housing Tax Credit is an incentive for individuals and corporations to invest in affordable housing. By investing in affordable housing, investors can reap great savings on annual income tax liabilities. The LIHTC is the most widely used, most productive, and most successful affordable housing program in the country.

"Tenant Certifications" are forms that you, as a resident in an affordable housing community, must complete on an annual or periodic basis disclosing all your sources of income. The purpose of the certification is to assure that only those who meet the income restrictions of the housing receive the benefits of the housing.

The meaning of these terms can vary from program to program and institution to institution but generally, Extremely-low income persons refers to persons at or below 30% of the Area Median Income (AMI), Very low-income persons refers to persons at or below 50% of the AMI, and Low income persons refers to persons at or below 80% of the AMI.