Multi-family style homes are owned and/or managed by Harborlight Community Partners. Your household income must be at least $32,400 to qualify.

Our family units are predominately in Beverly. We also have 4 units in Marblehead and 4 units in Hamilton.

You can call 978-473-7191 to request an application, or download an application online at www.harborlightcp.org, under family housing.

Based on bedroom size, you must earn at least 2.5 times the monthly rent amount.

Residents can earn up to 60% of the Area Median Income (AMI) based on the household size at move-in and 80% of AMI at re-certification.

No age requirement.

No, applications are considered on a "first come, first served" basis, according to application date.

Yes, as well as a credit check.

The waiting list varies from 18 months to 3 years, depending on number of bedrooms and how many families are waiting.

Harborlight Community Partners continually reviews applications.

Rent will be lower than most market rate rentals. Rent varies by number of bedrooms and other factors. Two bedrooms start at $950.

No. Rent stays the same throughout our annual lease term. It is not tied to changes in your income. It may change at lease renewal.

Section 8 vouchers

We offer 1 to 4 bedroom units.

At this time, we do not have any handicap accessible family units. We can provide reasonable ADA accommodation.

Boards of Health have strict square footage rules. No more than a family of 4 in 2 bedroom.

Varies. We are attempting for coin-ops in all our family housing.

No.

Visitors cannot stay for more than 14 consecutive days.

"Affordable housing" is a broad term used to describe decent, safe housing which is affordable for individuals who, generally, earn less than 80% of the Area Median Income (AMI).

"Subsidized housing" is a term used to describe housing which is financed in whole or in part with government funding.

"HUD" is the U.S. Department of Housing and Urban Development. HUD is the U.S. government agency responsible for delivering the vast majority of the nation's affordable housing programs.

"Section 8" is a HUD program and “MRVP” is a DHCD program which provide rental payment assistance to qualifying tenants. To make rents affordable, Section 8 pays any rent which exceeds 30% of a tenant’s adjusted monthly income. For example, if your landlord charges $500 per month for rent and you make $1,000 per month, you would pay $300 (30% of your monthly income) and Section 8 would pay $200 (the difference between what you can afford and what your landlord charges). The Section 8 program is overburdened and it is now difficult to get the subsidy. Many people wait for years to receive the subsidy.

The Low Income Housing Tax Credit is an incentive for individuals and corporations to invest in affordable housing. By investing in affordable housing, investors can reap great savings on annual income tax liabilities. The LIHTC is the most widely used, most productive, and most successful affordable housing program in the country.

"Tenant Certifications" are forms that you, as a resident in an affordable housing community, must complete on an annual or periodic basis disclosing all your sources of income. The purpose of the certification is to assure that only those who meet the income restrictions of the housing receive the benefits of the housing.

The meaning of these terms can vary from program to program and institution to institution but generally, Extremely-low income persons refers to persons at or below 30% of the Area Median Income (AMI), Very low-income persons refers to persons at or below 50% of the AMI, and Low income persons refers to persons at or below 80% of the AMI.